Most aircraft owners purchase insurance, whether it is simply liability coverage or also hull coverage. In some instances, state law requires the purchase of aircraft liability insurance. In most other cases, aircraft owners purchase aircraft insurance to protect themselves in the event of an accident or other loss arising from aircraft operations. When you purchase an aircraft insurance policy you expect that the policy will provide coverage when you need it. However, that isn’t always the case. Sometimes coverage is denied.
For more information on aircraft insurance coverage and under what circumstances an insurer may deny coverage, read my latest article on the subject here.