Lauren G. Osterman

PUBLIC FINANCE AND AFFORDABLE HOUSING

Lauren represents developers and governmental entities in the acquisition, structuring, financing, development, construction and disposition of affordable housing developments involving a myriad of financing structures, including low-income housing tax credits, tax-exempt bonds, governmental (HOME and NHTF) and quasi-governmental (i.e., FHA-insured, Fannie Mae and Freddie Mac) loan programs, and a variety of other private and governmental funding sources. She also represents non-profit organizations in making loans, grants and equity contributions in furtherance of affordable developments. Additionally, Lauren regularly assists developers in implementing complex ownership structures with outside parties, including governmental entities, non-profit organizations, historically underutilized business (HUB) and community housing development organizations (CHDOs). Lauren regularly and versatilely handles all aspects and stages of an affordable housing development, from concept to disposition.

AUTOMOTIVE DEALERSHIP LAW

Lauren represents motor vehicle dealers (automobile, motorcycle and heavy-truck dealers) on a variety of business and franchise matters across the United States. Her practice concentrates on dealership buy-sells, entity structure and ownership agreements, real estate acquisition, financing (including floorplan and blue sky financing), dealer succession planning, reinsurance structures and related matters.

REAL ESTATE AND REAL ESTATE FINANCE

Lauren represents lenders and developers in the financing, acquisition and development of commercial real estate. She has extensive experience drafting and negotiating loan documents, reviewing due diligence materials including title and survey and leasing documentation, and handling all closing activities.

GENERAL CORPORATE

Lauren has years of experience in general corporate matters, including the planning, negotiating, documenting and closing significant acquisitions, mergers, sales, refinancing and reorganizations for a variety of business clients. She regularly assists transactional aviation clients in the formation and organization of aircraft holding or operating entities or flight services entities.